AmeriCU Mortgage Products

AmeriCU offers a large variety of competitive mortgage products and services to brokers and lenders nationwide. Our large variety of products and services enables us to make most deals that should be made. Just take a look at these:

 

Products

  • Fannie Mae Conventional including Stated Income
  • Jumbo Loans to $2 Million
  • FHA and VA Loans
  • Fannie Flex 100 & Community Lending Programs
  • Cashout to 95%, No Mortgage Insurance and 580 scores
  • Home Plus Program to 107% LTV (No Mortgage Insurance)
  • 2nd Mortgages ( HELOCs and Closed End 2nd)
  • Expanded Approval Level I, II & III up to 100% LTV
  • FHA 203(k) rehab & Fannie Homestyle Renovation Loan
  • * Non-conforming Loans to 520 credit score
  • Stated, No Ratio, NINA (owner & non owner occupied)
  • True "No Doc" Programs
  • Combo Loans to 100% LTV
  • And More!

Services

  • Wholesale and Correspondent
  • Direct Access to Underwriting
  • 24 Hour Turnaround Time or Less
  • FHA and VA Sponsors
  • VA LAPP Approved
  • On-Site Training
  • Knowledgeable Sales Staff
  • Internal Lending Decisions
  • Competitive Rates
  • Closed Loan Purchases
  • Credit Reviews
  • and more…