Customized for credit unions and community banks equipped with seasoned mortgage professionals on staff who would like to expand their product offerings or enhance their servicing capabilities, this option offers your members and customers a greater variety of programs to choose from— potentially increasing the number of loans you close each month.
With full access to our cutting-edge, industry-leading loan origination system, you will originate, process, underwrite, close and fund your loan. It is then sold to AmeriCU to be serviced. Your loans will never be sold to another lender— they are handled exclusively by our experienced member/customer service representatives.
You’re one-of-a-kind. Why should your lending solutions
be one-size-fits-all?
We offer optional document preparation assistance for both underwriting and closing as well an extensive, customizable marketing library to promote your home financing services.
While many of our credit union and community bank partners fit into one of the categories below, not everyone belongs to just one. Our goal is to build a program that fits your unique needs. Choose the services you need, leave the ones you don’t. It’s that simple.
Hybrid Retail |
Wholesale | Mini Correspondent |
Delegated Correspondent |
Sub-Servicing | |||
---|---|---|---|---|---|---|---|
Origination | ✔ | ||||||
Document Services | ✔ | ✔ | Optional | ||||
Processing | ✔ | Optional | Optional | ||||
Underwriting | ✔ | ✔ | ✔ | ||||
Closing | ✔ | ✔ | Optional | ||||
Funding | ✔ | ||||||
Servicing | Optional | ✔ | ✔ | ✔ | ✔ | ||
Marketing | ✔ | ||||||
LEARN MORE | LEARN MORE | LEARN MORE |
Delegated Correspondent |
---|
Servicing |
Hybrid Retail |
Origination |
Processing |
Underwriting |
Closing |
Servicing (optional) |
Marketing |
Wholesale |
Document Services |
Processing |
Underwriting |
Closing |
Funding |
Servicing |
Mini Correspondent |
Document Services (optional) |
Processing (optional) |
Underwriting |
Closing (optional) |
Servicing |
Sub-Servicing |
Servicing |