Whether you’re searching for your first property, a seasoned homebuyer or looking to refinance–we can work with you to create home financing solutions unique to your needs. At AmeriCU, we understand that you’re more than a number, so we’ll never treat you like one. Our connection with our borrowers is our most valuable asset and the foundation of our lending process.


Become a mortgage MVP with
our easy step-by-step application.



Mortgage lending is not a one-size-fits-all business. At AmeriCU, we understand that. When you call, we won’t just ask a few questions- we have a conversation because we know that listening is more important than talking. We want to know what’s important to you, what isn’t and everything in between so that we can help you choose the home financing program that’s best for you.


We offer a variety of products to accommodate almost any borrower. We’ll work with you to review your financial history, determine a payment you can afford now and set goals for the future with the program that’s best for you.

CONVENTIONALA conventional loan is our most popular mortgage option for borrowers looking to purchase or refinance a home. They are not guaranteed or insured by any government agency and conform to the loan limits set by the Federal Housing Finance Administration (FHFA).

FHA: An FHA loan is a mortgage loan issued by federally qualified lenders and backed by the Federal Housing Administration. Designed for low-to-moderate income borrowers who are unable to make a large down payment— they are typically more flexible in credit and income requirements than conventional loans.

VAA VA loan is a mortgage that is backed by the Department of Veterans Affairs for veterans, active military personnel and military spouses who qualify. With no down payment requirement and competitive interest rates, it’s a great choice for eligible applicants.

USDAUSDA loans are mortgages for homes in eligible rural areas and are backed by the United States Department of Agriculture. USDA loans are geared towards low-to-moderate income families looking to finance a home. They offer low interest rates and no down payment is required.

203(k): An FHA 203(k) loan is an FHA loan that provides borrowers with the opportunity to combine renovation costs with their mortgage financing. This allows the cost of renovations to be spread out over the life of your loan and offers lower interest rates and longer loan terms than traditional home improvement loans.

JUMBOA jumbo mortgage is a home loan for an amount that exceeds conforming loans limits set by the Federal Housing Finance Agency (FHFA). These loans are designed to finance luxury homes as well as properties in highly competitive real estate markets.


If you have any questions, comments or concerns—we’re here to listen. Simply fill out the form below to send us a message. One of our experienced team members will contact you within 24 hours.

    Who Are You?

    Existing BorrowerFuture Borrower

    By clicking Send you authorize AmeriCU to contact you through a live agent, automated, artificial or prerecorded telephone call, or text message at the phone number provided even if the phone number is on the Do Not Call Registry or via email at the email address provided. Message and data rates may apply.